भिडियो हेर्न तल को बक्समा क्लिक गर्नुहोस

Ramkot provides spectacular views of Surmalekh, Urailekh, Saipal, Gorakh, Kanti and Kanjirowa Himalayan ranges to the west, north and east and beautiful meandering Seti River valley with settlements of the people, garlands of mountain- horizons to the south. The trail to Ramkot from Talkot Dhuli along the river valley is pleasant. Birds and insects, primitive life style of the people, huts and thatched roof houses decorated by colorful clay are common sights. The formation of the mountains can be the subject of study for the geologists. There is the way to Kailash and Man Sarovar in Tibet passing through the Chanwa Urailekh via Seti River valley.

Chainpur is the district headquarters of Bajhang district at a distance of 660 kilometers from Kathmandu. It is one of the beautiful places with snowy mountains like Saipal Himal (7031m), Sankhamala Himal, Lama Peak, Ramkot Danda along Seti River valley.High land animals like Himalayan black bear, wolf, hispid hare, blue sheep, barking deer, snow leopard etc. and the high country birds like raven, vulture, hawk, Himalayan munal, pheasant etc dwell in ever green nice temperate and alpine forests. The society in lower part is mainly Hindus and the upper part is infuenced by the Tibetan culture.

Altitude: 915 m to 7031m Area: 3422 sq. km Mount Saipal Bajhang Mount Saipal, Bajhang, Nepal

Location Latitude: 29’’ 29””-30’’ 01” Longitude: 800 46‟ - 810 34‟ Headquarter: Chainpur

Boundary East: Bajura, Humla West: Baitadi, Darchula North: Humla, China South: Doti, Baitadi and Achham

Population Total household: 33,786 Male: 92,794 Female: 102,365 Total:195,159(According to National census 2011

Villages of Bajhang Banjh, BhairabNath,Khiratadi, Koiralakot, KotBhairab, Kotdewal, Lamatola, Lekhgaun, Luyanta, Majhigaun, Malumela, Mashdev, Matela, Maulali, Melbisauni, Parakatne, Patadewal, Pauwagadhi, Pipalkot, Rayal, Rithapata, Rilu, Sainpasela, Subeda, Sunikot, Sunkuda, Surma, Syandi, ThalaraKhateda Khotikhet. Bhamchaur, Bhatekhola, Byasi, Chaudhari, Dahabagar, Dangaji, Dantola, Daulichaur, Deulekh, Deulikot, Dhamena, Gadaraya, Hemantabada, Kadal, Kailash, Kalukheti, Kanda, Kaphalaseri,

Read this also

Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies

Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1980s. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers began offering interest-sensitive non-guaranteed policies.

Guaranteed versus Non-Guaranteed Policies

Today, companies offer a broad range of guaranteed and non-guaranteed life insurance policies. A guaranteed policy is one in which the insurer assumes all the risk and contractually guarantees the death benefit in exchange for a set premium payment. If investments underperform or expenses go up, the insurer has to absorb the loss. With a non-guaranteed policy the owner, in exchange for a lower premium and possibly better return, is assuming much of the investment risk as well as giving the insurer the right to increase policy fees. If things don’t work out as planned, the policy owner has to absorb the cost and pay a higher premium.

Term Policies

Term life insurance is guaranteed. The premium is set at issue and clearly stated right in the policy. An annual renewable term policy has a premium that goes up every year. A level term policy has an initially higher premium that does not change for a set period, usually 10, 20 or 30 years, and then becomes annual renewable term with a premium based on your attained age.

Permanent Policies

Permanent coverage: whole, universal and variable life is more confusing since the same policy, depending on how it is issued, can often be either guaranteed or non-guaranteed. All permanent life insurance policy illustrations are hypothetical and include ledgers that show how the policy could perform under both guaranteed and non-guaranteed assumptions.The rates of return and policy fees are usually shown at the top of each ledger column and some policies, such as variable or index life, are sometimes illustrated assuming very optimistic 7-8% annual returns.

Non-guaranteed policies are typically illustrated with a premium that is calculated based on a favorable assumed rate of return and policy fees that could change. The lower premium payment is great as long as the performance of the policy meets or exceeds the assumptions in the illustration. Click Here However, if the policy does not meet expectations then the owner would have to pay a higher premium and/or reduce the death benefit, or the coverage may lapse prematurely.

Some permanent policies offer a rider, for an additional cost, that is part of the contract and guarantees the policy will not lapse. The policy is guaranteed, even if the cash value drops to zero, as long as the planned premium is paid as scheduled. Depending on how the policy and the premium are calculated, the no lapse guarantee can range from a few years out to age 121. However, in exchange for transferring the risk back to the insurer these policies typically have a higher premium and build little cash value.

Watch Video

तल को बक्समा क्लिक गर्नुहोस

Build a business:This is the easiest way to earn your millions. We've heard stories of entrepreneurs who have made their fortunes many times over because of the business they've built. Building a business is fun and gives you maximum freedom if you do it the right way.However, I would stay away from multi-level marketing firms, unless you're a sales superstar. Building a successful business requires you to create and use your own template, not that of others. The better system you can devise, the further you can go. One of the keys to building a business is that you surround yourself around the right people and stay educated.You'll also have to break many habits that you've been taught while growing up. Besides the many hours you put into your business in the beginning, the payoff is substantial and you could earn your first million within three years, like I did. There are more options than ever to do this if you're willing to make it happen!Bonus: Or you can do all. If you can specialize in a trade and become a sales superstar as you build your business, you'll be able to do what only the greatest innovators have been able to do.