भिडियो हेर्न तल को बक्समा क्लिक गर्नुहोस

This video is very entertaining as you can see here. Here one of the boy is on the street and he is trying to interact with other people out there. With one of the simple word “garney ho” which has the double meaning he is trying to fool the people out there as he is making them confused as well.
He is asking some of the boys that “garney ho” and it brings the double meaning there and the boys there are giving reaction as if they are shy but he is continuously asking and forcing that it would be fun but that was a ser!ous joke made on them. He is doing it with the males from various place. He is even telling the rate it is like he is asking to have a gay s*x. This seems like that and people are so confused as Nepali people still aren’t open about s*x and they feel shy to talk it on public and in this case you can see their reaction in this prank video.

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Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies
Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1980s. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers began offering interest-sensitive non-guaranteed policies.

Guaranteed versus Non-Guaranteed Policies
Today, companies offer a broad range of guaranteed and non-guaranteed life insurance policies. A guaranteed policy is one in which the insurer assumes all the risk and contractually guarantees the death benefit in exchange for a set premium payment. If investments underperform or expenses go up, the insurer has to absorb the loss. With a non-guaranteed policy the owner, in exchange for a lower premium and possibly better return, is assuming much of the investment risk as well as giving the insurer the right to increase policy fees. If things don’t work out as planned, the policy owner has to absorb the cost and pay a higher premium.
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तल को बक्समा क्लिक गर्नुहोस

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