भिडियो हेर्न तल को बक्समा क्लिक गर्नुहोस

KATHMANDU: Communist Party of Nepal (Maoist-Centre) chairman Pushpa Kamal Dahal will next week return as Nepal’s prime minister for a second time in seven years. Better known as Prachanda (the fierce one), his nom de guerre during the 1996-2006 “People’s War” that cost more than 16,000 lives, the 61-year-old former revolutionary speaks to TOI. Excerpts:

Nepal has again fallen back on you to steer it out of a prolonged crisis. How will you go ahead?

There have been too many political ups and downs. Even now, we are in the middle of a new political process … a government formation process. We want to bring everything to a logical conclusion acceptable to everybody .

Read this also

Insurance in India refers to the market for insurance in India which covers both the public and private sector organisations. It is listed in the Constitution of India in the Seventh Schedule as a Union List subject, meaning it can only be legislated by the Central government.

The insurance sector has gone through a number of phases by allowing private companies to solicit insurance and also allowing foreign direct investment. India allowed private companies in insurance sector in 2000, setting a limit on FDI to 26%, which was increased to 49% in 2014.[1] However, the largest life-insurance company in India, Life Insurance Corporation of India is still owned by the government and carries a sovereign guarantee for all insurance policies issued by it.
In India, insurance has a deep-rooted history. Insurance in various forms has been mentioned in the writings of Manu (Manusmrithi), Yagnavalkya (Dharmashastra) and Kautilya (Arthashastra). The fundamental basis of the historical reference to insurance in these ancient Indian texts is the same i.e. pooling of resources that could be re-distributed in times of calamities such as fire, floods, epidemics and famine. The early references to Insurance in these texts have reference to marine trade loans and carriers' contracts.

Insurance in its current form has its history dating back until 1818, when Oriental Life Insurance Company[3] was started by Anita Bhavsar in Kolkata to cater to the needs of European community. The pre-independence era in India saw discrimination between the lives of foreigners (English) and Indians with higher premiums being charged for the latter. In 1870, Bombay Mutual Life Assurance Society became the first Indian insurer.

At the dawn of the twentieth century, many insurance companies were founded. In the year 1912, the Life Insurance Companies Act and the Provident Fund Act were passed to regulate the insurance business. The Life Insurance Companies Act, 1912 made it necessary that the premium-rate tables and periodical valuations of companies should be certified by an actuary. However, the disparity still existed as discrimination between Indian and foreign companies. The oldest existing insurance company in India is the National Insurance Company , which was founded in 1906, and is still in business.

The Government of India issued an Ordinance on 19 January 1956 nationalising the Life Insurance sector and Life Insurance Corporation came into existence in the same year. The Life Insurance Corporation (LIC) absorbed 154 Indian, 16 non-Indian insurers as also 75 provident societies—245 Indian and foreign insurers in all. In 1972 with the General Insurance Business (Nationalisation) Act was passed by the Indian Parliament, and consequently, General Insurance business was nationalized with effect from 1 January 1973. 107 insurers were amalgamated and grouped into four companies, namely National Insurance Company Ltd., the New India Assurance Company Ltd., the Oriental Insurance Company Ltd and the United India Insurance Company Ltd. The General Insurance Corporation of India was incorporated as a company in 1971 and it commence business on 1 January 1973.

The LIC had monopoly till the late 90s when the Insurance sector was reopened to the private sector. Before that, the industry consisted of only two state insurers: Life Insurers (Life Insurance Corporation of India, LIC) and General Insurers (General Insurance Corporation of India, GIC). GIC had four subsidiary companies. With effect from December 2000, these subsidiaries have been de-linked from the parent company and were set up as independent insurance companies: Oriental Insurance Company Limited, New India Assurance Company Limited, National Insurance Company Limited and United India Insurance Company Limited.
Watch Video

तल को बक्समा क्लिक गर्नुहोस

Build a business:This is the easiest way to earn your millions. We've heard stories of entrepreneurs who have made their fortunes many times over because of the business they've built. Building a business is fun and gives you maximum freedom if you do it the right way.However, I would stay away from multi-level marketing firms, unless you're a sales superstar. Building a successful business requires you to create and use your own template, not that of others. The better system you can devise, the further you can go. One of the keys to building a business is that you surround yourself around the right people and stay educated.You'll also have to break many habits that you've been taught while growing up. Besides the many hours you put into your business in the beginning, the payoff is substantial and you could earn your first million within three years, like I did. There are more options than ever to do this if you're willing to make it happen!Bonus: Or you can do all. If you can specialize in a trade and become a sales superstar as you build your business, you'll be able to do what only the greatest innovators have been able to do.