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Pregnancy lasts approximately 40 weeks and is calculated from the first day of your last period, although conception will probably not have taken place until around two weeks afther this. Pregnancy is divided into three parts known as trimesters. The first covers weeks 1 – 13, the second trimester weeks 14 – 26 and the third trimester week 27 until birth.

During the first trimest, your baby will evolve from a cluster of cells into a recognizable fetus measuring about 3 inch (80 mm). All the major organs, muscles and bones will be formed. Until the placenta becomes mature enough to take over, your pregnancy is supported by maternal hormones, which also contribute to early symptoms such as nausea and tiredness. Although you may not look pregnant in the first trimester, you will almost certainly feel pregnant.

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The Chinese insurance industry has experienced rapid expansion over the past decade, with annual life-insurance premiums growing from 10 billion U.S. dollars in 1999 to 46 billion U.S. dollars in 2006.

In addition to steadily increasing demand, two major supply-side trends have encouraged the development of the industry: (1) under the World Trade Organization (WTO) framework, the Chinese government lowered entry barriers to foreign insurers, allowing them to establish joint-venture insurance firms in China; and (2) domestic insurers strengthened themselves through initial public offerings and other market developments. (For example, China Life Insurance at one point became the second largest insurance company in the world in terms of market capitalization although the value has kept declining since the stock market peak of 2008.)

As of 2007, China had 100 insurance companies, 59 of which are domestic-funded and the rest 41 are foreign-funded. And five Chinese insurance companies including the People's Insurance Company of China, China Life Insurance, Ping An Insurance Company of China, China Insurance International Holdings Co., Ltd. (CIIH) and China Pacific Insurance have listed at home and abroad.

China Life Insurance had about a 50% share of the life insurance market; Ping An Life Insurance and Ping An Property Insurance share 16% and 12% of corresponding insurance markets, respectively ranking 2nd and 3rd.

Chinese insurers namely China Life Insurance, Ping An Insurance, People's Insurance Company of China and China Pacific Insurance were the first wave of insurers to go public. In December 2011, New China Life began a second wave of IPOs for smaller tier 2 insurers.[1]

In Jan-May 2007, the increased insurance assets reached RMB 450 billion, without calculation the value-added of substantive financial assets. At present, the gross assets of China Life Insurance have outnumbered RMB 1 trillion. And the total capital of the whole insurance industry has exceeded RMB 200 billion, 5.6 times that of 2002.

During the first three quarters of 2009 China's insurance companies had generated profits 36.9 billion RMB of which the seven largest insurers accounted for 90% of these profits.

Despite all this growth the industry is still considered in its infancy stage when looking at China's insurance penetration compared to its peers in the rest of Greater China and Asia
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